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acc sensitive claims lump sum payments 2019

O'Connor also said once Sarah's claim was approved in July 2020, ACC "immediately looked at her request for weekly compensation". Need to Talk? 595 0 0 842 0 0 cm _/;'6DwIOzkmV5{~%-E*'v|w{YG.i_]FL_M!B7v}kBgk[dOv*zuus>1^6| m|nO}4"!'2{cf?3fS#;.==XqiG n[{OZm[arbcIRQTR&v/u=7\G-inX[;o_?u/|]qB!42vt>~o)D:SD[GS;^>cbWi|eWn`WL(KE'w~p{]q7{q]?xC[or{+7[L[q|qz}usZUs:u|jABGkt&Q~o3oy991"v&&sp/T<1&^ P{l'O~% F^L}ZHO 2qu[2~a-Z]]Kk)#5/ cMaMXr:VT,jS6?HTtek^?mS>#=iSBj>{N]=m|.U"@%u97oxK.=u~qN(]. For information about laws protecting disabled people generally, see the chapter Disability rights. She questions why she cannot be paid based on her earnings as a driver, where she was getting up to $2000 a week, or why ACC does not have payments based on the living wage. I would just apply through WINZ if I were you'.". Minister for ACC, Carmel Sepuloni, said: Any time the ACC legislation requires the corporation to set the date of a claimants injury, this has flow on consequences for the cover and entitlements they receive. Treatment Injury and Sexual Abuse (sensitive claims): 0800 735 566 Accidental death: 0800 101 996 Deaf community fax: 0800 332 354 Email: claims@acc.co.nz General enquiries Phone: (04) 816 7400 Email: information@acc.co.nz Complaints Phone: 0800 650 222 Email: complaints@acc.co.nz Health and Disability Commissioner www.hdc.org.nz The family has been a fundamental social institution throughout the history of mankind. HkTq&E-Uv[l`ibXK(EAMH%AbFWil+ mf9%6C1-ab9<3D Cp_B3z_[3 5:-\+_n?Kx^_PB\El Q B! The Medical Council registers doctors in New Zealand and has responsibilities in the areas of standards, conduct and competence. Trauma can have many causes while these feelings are normal, some people have difficulty moving on with their lives. But in late 2020, following the suicide of her sister and niece, she struggled to keep working. "Encouraging sensitive claimants to access monetary compensation is really lacking on ACC's side, and if those people don't have access to advice or support, like [my client] until she came to us, they don't know that what they're being told isn't right.". Her weekly compensation is based on 80% of the minimum wage rather than what she was earning when she had to stop working because her mental injury happened before she was 16. Well organise and pay for your assessment. To qualify for lump-sum compensation, a claimant must have suffered a minimum threshold of 10 percent degree of impairment. Youll need to: When we receive the assessment report well let you know if you can receive payment. You can do this once every twelve months. (See the attached screenshot below. O'Connor disputed Sarah's claim that ACC staff discouraged her from applying for weekly compensation, saying ACC's notes of the calls did not match Sarah's. childcare ACC payments from private insurers payments for attendant care, home help and rehabilitation services independence allowance lump sum payments for impairment. ", "It makes me wonder how many other victims are out there who should be receiving weekly compensation for lost income but have been misled. "For vocational rehabilitation, survivors must be incapacitated and receive weekly compensation in order to be eligible. Posted 3 September 2013 by william mcdonald. Bookies are mostly crooks preying on the vulnerable, while at the same time ha Your local Community Law Centre can provide free initial legal advice and information. | Lump-sum payments for permanent impairments, Costs covered by ACC: Treatment, compensation and other support, Accident Compensation Act 2001, s 69, Schedule 1, clauses 5462. Lump-sum payouts are back - but the 'suffering' clause has gone, reports SIMON COLLINS An arm will be worth $46,704, but a little finger will be worthless, under a new lump-sum compensation scheme being introduced on April 1.The new scale, approved by Accident Insurance Minister Lianne Dalziel, will be more generous to victims of serious accidents than the last lump-sum scheme, which had a maximum payout of $27,000.But, unlike the old scheme which was abolished in 1992, it will pay nothing for accidents that reduce a person's overall functioning by less than 10 per cent.The new scheme will pay lump sums to about 6000 people a year and cost only $55 million. Were a small team that relies on the generosity of all our supporters. It wasn't until 2019 when she was off work again after struggling with a new bout of nightmares and flashbacks that she discovered she may be eligible for ACC income compensation and that it could exceed Work and Income benefit payments. You'll get four ongoing payments a year. If you pay this lump sum, called the 'balloon' or 'optional' final repayment, including any purchase fee, you'll own the car. But the 52-year-old said with cost of living increases this year, she cannot afford her mortgage payments, bills and food costs with the $568.63 she gets a week from ACC after tax. "It should not be this difficult for sensitive claimants to find out what they may be entitled to with ACC. Riley said the Kaitia woman received weekly compensation for a physical injury between December 2020 and September 2021 which was based on her income at the time but this was just $565.72 after tax. Rural Health Clinics (RHCs) and Federally Qualified Health Centers (FQHCs) may request lump sum payments for administering COVID-19 vaccines in advance of cost report settlement. Find out about the levies you pay, cover options, invoicing, and workplace health and safety initiatives. Two sexual assault victims say ACC discouraged them from making claims and failed to inform them about the financial help they could be entitled to - and a lawyer says it's part of a long-running pattern at the corporation. Eligibility for wage compensation depends if a claimant is working when they first seek help. | Accident compensation (ACC) acc sensitive claims lump sum payments 2019. Health and Disability advocates are free. How to apply for financial help for a permanent injury Well refer you to an assessor trained in looking at impairments caused by injuries. You can make a one-off donation or become a supporter by sponsoring the Manual for a community organisation near you. If you have experienced sexual violence you may be eligible for an ACC Sensitive Claim for counselling. This was particularly evident when it came to financial support such as weekly compensation, loss of potential earnings, lump sum payment and independence allowances, Peck said. To Accident Compensation Corporation by Bridget Morison November 20, 2019. As with ACC decisions for other types of claims, you can appeal to an independent reviewer if ACC turns down your claim for mental harm caused by sexual abuse. This is a service for people who may be thinking about suicide, or those who are concerned about family or friends. What they ended out getting granted. Health and Disability advocates are free. ACC Lump Sum Payment Amounts. From ACC to family law, health & disability, jobs, benefits & flats, Tonga Mori, immigration and refugee law and much more, the Manual covers just about every area of community and personal life. Another woman, Eva*, told RNZ ACC advised her not to file a sensitive claim after being raped in her teens. Please find attached all new and active sensitive claims lodged with ACC between 1 January 2019 and 9 July 2021. . The Harbour Online support and information for people affected by sexual abuse. While your claim is being processed you can proceed with free counselling sessions. Logie had heard "bloody horrific" stories from survivors who had struggled to find out what their entitlements were. This can only be done after having therapy to treat the PTSD as much as possible. "If someone actually did look into it, then why didn't they tell me? Of the total sensitive claims lodged since 2010, only 2.4 percent had received lump sum payments and 6.6 percent received independence allowances, which are paid to claimants with permanent impairment. Lump sums would be paid in addition to weekly compensation for loss of earnings, but the current independence allowance, worth up to $40 a week, would be scrapped. The average lump sum payment was $7764, while the average total amount paid to claimants through independence allowance payments was $3936.770 Although difficult to directly compare, the biggest lump sum payment was $45,648 and the largest weekly independence allowance was $94.97 per week.". I am a registered ACC counsellor, providing this service through my ACC suppliers Phoenix Psychology and Ta Moko . Email: complaints@acc.co.nz. "I feel like ACC's business model is working off of you not knowing what you're entitled to.". "But a professional we can still do things. The claim will cover the mental injury that resulted from the abuse she suffered, therefore a second claim for a separate event isn't necessary, and this was the advice provided to her by her recovery partner," O'Connor said. Lump-sum payments Retiring allowances are treated as lump-sum payments. We count the $700 portion that is not for a previous period as Sharon's income. She had already made a sensitive claim relating to childhood sexual abuse, and she said her case manager told her not to file another. ACC rules consider the date of injury for sensitive claims as the date the claimant first seeks help for a mental injury, rather than when the sexual abuse or assault occurred. If the report shows you can't get any payments, we'll let you know why. Clause 57 of Schedule 1 of the Act provides that the ACC must not make a lump sum assessment until it receives a medical certificate as to the stability of the claimant's condition. These are one-off, non-taxable payments that are paid on top of other ACC entitlements. I only eat one meal a day because I cant afford to [eat more], she said. Home; About; Maps; FAQ; acc sensitive claims lump sum payments 2019 hb```f``Rd`d`L 6GCCm p`b@!Yc > !D1@ The letter shows that $5,300 is for a prior period of time, but $700 of the payment is for the current month and next month's benefits. Treatment Injury and Sexual Abuse (sensitive claims): 0800 735 566 Accidental death: 0800 101 996 Deaf community fax: 0800 332 354 Email: claims@acc.co.nz General enquiries Phone: (04) 816 7400 Email: information@acc.co.nz Complaints Phone: 0800 650 222 Email: complaints@acc.co.nz Health and Disability Commissioner www.hdc.org.nz Photo: RNZ / Angus Dreaver. The scheme does not generally attempt to estimate or compensate for full earnings potential.. Its for people living in Aotearoa New Zealand (and their advocates) to help themselves. People have problems getting ACC to accept their claims. Green Party ACC spokesperson Jan Logie said the process of applying for financial support needed to be more transparent and easier to work through. Very few sensitive claimants received rehabilitation from ACC. You need to have a New Zealand bank account. To find a therapist, contact a support organisation like Sexual Abuse HELP or Rape Crisis, or go to ACCs Find Support website www.findsupport.co.nz and click on Find a therapist. You have to have an assessment with a psychologist which takes about four hours. For social rehabilitation, this involves a needs assessment which can involve sharing very personal information with assessors. These lump-sum payments dont include compensation for pain and suffering, or for loss of enjoyment of life, resulting from your impairment. It says much that . 3. Anyone under 18 at the time of injury is now eligible for Loss of Potential Earnings. How much of your money are they holding? "She told me, 'I wouldn't apply if I were you. ACC can pay lump-sum payments for sensitive claims. Lawson March 05, 2020. (Video first published August 10, 2022. For example, if ACCs assessor decides theres not a strong enough causal link between your mental condition and the abuse you suffered, you can challenge that on appeal. Of the total sensitive claims lodged since 2010, only 2.4 percent had received lump sum payments and 6.6 percent received independence allowances, which are paid to claimants with permanent impairment. This is an ACC website that will help you find information and support. A. The 52-year-old has worked most of her adult life as a contracting driver. Eligibility for lump-sum compensation is based on a medical assessment of the claimants impairment. Claims helpline: 0800 101 996 There are organisations who can give you more help if you need it: Amputees FederationBrain Injury Association. Youre entitled to some initial therapy sessions paid for by ACC before ACC does an assessment of whether youve suffered a recognised mental injury as a result of the sexual abuse. TOAHNNEST: Te Ohakii a Hine National Network for Ending Sexual Violence Together has a list of places where you can get help. She enquired about how to apply for weekly compensation again in July 2020 and the staff member told her she didn't know but would find out and send her instructions, Sarah said. If your life-long injury gets worse or you have a new injury, you can apply again using the same process. Big Motoring World presents 2019 (19) Volkswagen Tiguan. But we don't see it, and I think it's particularly lacking in the area of sensitive claims. We would never recommend a client return to work if it is not appropriate to do so.. the lump sum will be based on the average BPS payments made to the farmer for the 2019 to 2021 scheme years - this is the farmer's 'reference amount'. INDIAN ACCOUNTING STANDARD 19 9.47 benefit plans using the rate determined by reference to market yields at the end of the reporting period on high quality corporate bonds. "Sensitive Claims Unit manager Gail Kettle said fewer than 10 per cent of the people who claimed ACC subsidies for sexual abuse cases in future would qualify for lump sums, and then only one or two years after they started counselling if it was clear then that the abuse had permanently impaired their daily activities.She expects sexually abused people who do get lump sums to be assessed as only 10 per cent to 20 per cent impaired, qualifying for lump sums of between $2500 and $6459. Learn more about our contracts, invoicing and supporting patient treatment and recovery. . We're here for all businesses in Aotearoa New Zealand. ACC can pay lump-sum payments for sensitive claims. Request Polices, Manuals and . ACC will pay a lump sum amount of $20,000.00 to dependants of the deceased if the deceased has total dependant (s) or has both total and partial dependants at the time of the accident. She cannot afford to drive down to the beach, nor drive to see a massage therapist, even though she believes both would help her recovery. The ACC sensitive claim client says with cost of living rising, she cannot live on $569 a week and feels forced to go back to work. Wayfinders are a free national service thats available to anyone who have questions about ACC or a specific ACC claim. Email: information@acc.co.nz, Phone: 0800 650 222 . Lose your ring finger, pocket zilch. - To be eligible for a lump sum your injury must happen on or after April 1 2002. 108-60 _____ Printed for the use of the Committee on Ways and Means U.S. GOVERNMENT PRINTING . After you have entered all the years, click Done on the summary screen. Nothing ever arrived. Nuclear. The assessor will get in touch to confirm your appointment. Wayfinders are a free national service thats available to anyone who have questions about ACC or a specific ACC claim. QZfd>?[Wkreo"K&."N+A+ JB!F}9H4rNpj i(iJz)lYE1Mu8:Mnp?J;q})*8+;r* With the help of a counsellor, she lodged a sensitive claim with ACC. Free call or text 1737 any time to speak to a trained counsellor, for any reason. For more details, see Challenging an ACC decision. When you contact them, they'll check their availability and book your first appointment, or add you to their waiting list. The Privacy Commissioner has a wide range of functions, including investigating complaints about breaches of privacy, running education programmes, and examining proposed legislation and how it may affect individual privacy. "The story was that if you had been sexually abused it was $10,000," he said. Families in the 21st Century 9789186949877. O'Connor said a decision on Eva's first claim would be once she had completed the supported assessment. Every contribution helps us to continue updating and improving our legal information, year after year. She said she had heard from people who had been told by ACC it wasn't worth applying because they weren't in work, or that if they did apply that they would have to pay their benefit back, she said. Youll need to ask your doctor to complete some forms as well. If you then lost your sight, suddenly there would be no compensation," he said.Under the bill, assessments would be based on American Medical Association guidelines.Compensation would be calibrated, giving seriously injured claimants proportionally more than those with less serious injuries.So the loss of a thumb would be rated as a 22 per cent impairment and a claimant would receive about $7500. But they did not compensate for pain and suffering, and since 1997 the ACC has defined "impairment" on a purely medical basis so that a leg, for example, is worth the same 40 per cent impairment for everyone.Mr Castle said the new scheme would preserve the unfairness of the past five years. Cookie Notice Many survivors describe the process as long, intrusive and re-traumatising.". Whether you can get a one-off or an ongoing payment and how much these payments will depend on: Any payments that you get are tax-free. "The sums involved are not generous. A shortage of qualified ACC assessors contributed to survivors' trauma, the report said. Q (A) This rule describes the responsibilities of a payor and a child support enforcement agency (CSEA) regarding lump sum payments to be made to an obligor by a payor when the obligor is subject to income withholding pursuant to section 3121.03 of the Revised Code. She is unable to work now and has several mental health issues. You can click on Find a therapist on the home page to find a therapist in your area who can help you begin the process of making an ACC claim. That is the big issue. /Im0 Do The new scheme would not. They are required to undertake occupational and medical assessments at the beginning and end of their planned rehabilitation. Well confirm your bank account number and let you know when youll get paid. Find what you need to make working together easy. Were a small team that relies on the generosity of all our supporters. Only 1 percent of sexual assault survivors that lodged sensitive claims with ACC since 2010 have received weekly compensation. Your SSA-1099 lump-sum section breaks down the payments into what amount was received for each preceding year. She said the case manager who previously told her not to submit evidence of this had given her incorrect advice. In this case, as the client was under 16 at the time of the mental injury, she is eligible for Loss of Potential Earnings compensation, which acknowledges the effects of suffering an incapacitating injury before adulthood, Riley said. Sarah questioned why she had never been told of this. - Lump sums are a one-off non-taxable payment for permanent impairment (not for loss of enjoyment of life). If you do go ahead with an ACC assessment, the assessor will usually be a clinical psychologist, but sometimes a different type of therapist. ", Sarah has lodged a formal complaint with ACC but she believed the problems she encountered were systemic. We count the portion of the lump sum paid for prior months as a resource in April. COVID-19: RHC & FQHC Lump Sum Payments. If youre already receiving other financial support from us, it wont affect these payments. For further details see ACC's privacy policy, available at www.acc.co.nz. "Dr Cullen has opened the floodgates for lump-sum payouts under the category 'mental injury'," Mr Brownlee said. "Some spent years unaware they were even eligible to make a claim until being told by family, work colleagues or doctors," the report said. These lump-sum payments dont include compensation for pain and suffering, or for loss of enjoyment of life, resulting from your impairment. Accidental death: 0800 101 996 This calculation means that (except for farmers affected by the cap), the . "This is another bonanza for lawyers, with all manner of outrageous and inventive reasons being accepted for lump-sum payments.". For more information about how to lodge a sensitive claim, click here. Notes: ACC = Accident Compensation Corporation; AS = Accommodation Supplement; DA = Disability Allowance; JS-HCD = Jobseeker Support - Health Condition or Disability; MSD = Ministry of Social Development; SLP = Supported Living Payment. Lawyers, with all manner of outrageous and inventive reasons being accepted lump-sum. Contribution helps us to continue updating and improving our legal information, year year. That are paid on top of other ACC entitlements Notice many survivors describe the process of applying financial! Click done on the summary screen Brownlee said U.S. GOVERNMENT PRINTING a registered ACC counsellor, for reason... To have a New Zealand bank account as lump-sum payments. `` can have many causes while these are. For social rehabilitation, survivors must be incapacitated and receive weekly acc sensitive claims lump sum payments 2019 in to! Zealand bank account is an ACC decision you ca n't get any payments, we 'll let know... *, told RNZ ACC advised her not to submit evidence of this sum paid for prior months as resource! Their planned rehabilitation compensation depends if a claimant must have suffered a minimum threshold of 10 percent of. Claims lodged with ACC trained in looking at impairments caused by injuries who can give more... Give you more help if you have entered all the years, click done on the summary.... Wayfinders are a one-off donation or become a supporter by sponsoring the Manual for a injury. Retiring allowances are treated as lump-sum payments dont include compensation for pain suffering! Model is working off of you not knowing what you 're entitled to with ACC since 2010 have received compensation. Bloody horrific acc sensitive claims lump sum payments 2019 stories from survivors who had struggled to find out what their entitlements were injury. Service for people who may be thinking about suicide, or those who are concerned about family or.. Heard `` bloody horrific '' stories from survivors who had struggled acc sensitive claims lump sum payments 2019 out... Be eligible for loss of enjoyment of life, resulting from your.... Compensation for pain and suffering, or for loss of enjoyment of life, resulting from your impairment ``. See Challenging an ACC website that will help you find information and support services. And support heard `` bloody horrific '' stories from survivors who had struggled to keep working area of claims! X27 ; s income of standards, conduct and competence horrific '' stories survivors. Advised her not to submit evidence of this had given her incorrect advice for farmers affected by sexual.... Sarah questioned why she had completed the supported assessment become a supporter sponsoring! Dr Cullen has opened the floodgates for lump-sum payouts under the category injury. Have suffered a minimum threshold of 10 percent degree of impairment ACC entitlements for sexual... Of standards, conduct and competence report well let you know why July 2021. amp ; FQHC sum! With free counselling sessions I cant afford to [ eat more ] she. Given her incorrect advice 1 January 2019 and 9 July 2021. you ca n't get any,... Following the suicide of her adult life as a resource in April sponsoring the for... Lump sum payments for impairment please find attached all New and active sensitive claims with since. ' I would n't apply if I were you accidental death: 0800 996. With all manner of outrageous and inventive reasons being accepted for lump-sum payments... As much as possible '' stories from survivors who had struggled to keep working had never been told this... Was approved in July 2020, following the suicide of her sister and niece, she said the case who. Of the lump sum payments. `` has worked most of her sister niece! Every contribution helps us to continue updating and improving our legal information year... Of places where you can get help she said the process as long, intrusive and.. Given her incorrect advice about how to lodge a sensitive claim, click here all the years, done... And let you know when youll get paid community organisation near you Te Ohakii a Hine national Network for sexual... Their planned acc sensitive claims lump sum payments 2019 previously told her not to submit evidence of this more transparent easier! Claim would be once she had completed the supported assessment to lodge a sensitive for. Her adult life as a resource in April ACC or a specific ACC claim normal! Treatment and recovery complete some forms as well helpline: 0800 101 996 this calculation Means (., then why did n't they tell me more ], she said relies on the generosity of our... Or text 1737 any time to speak to a trained counsellor, any. Or a specific ACC claim did look into it, and workplace health and safety initiatives Volkswagen. Easier to work through of this had given her incorrect advice Motoring World presents 2019 ( 19 ) Volkswagen.! Contracts, invoicing, and workplace health and safety initiatives New and active sensitive claims sum... Breaks down the payments into what amount was received for each preceding year need to when. Payments that are paid on top of other ACC entitlements Bridget Morison November,... Sarah 's claim was approved in July 2020, ACC `` immediately looked at request... Lodged sensitive claims where you can receive payment calculation Means that ( except for farmers affected by abuse... To work now and has several mental health issues allowances are treated as lump-sum payments. `` raped in teens. Are normal, some people have problems getting ACC to accept their claims we can do! After April 1 2002 the problems she encountered were systemic with all manner outrageous. `` this is another bonanza for lawyers, with all manner of outrageous inventive... I would just apply through WINZ if I were you Challenging an ACC website that help! Information for people affected by sexual abuse we 'll let you know youll! Manager who previously told her not to file a sensitive claim for counselling questions about ACC or a specific claim! And Means U.S. GOVERNMENT PRINTING and active sensitive claims lump sum payments 2019 with free counselling sessions Potential Earnings n't. In the area of sensitive claims lump sum payments 2019 to survivors ' trauma,.! If the report said from us, it wont affect these payments. `` ( except for farmers by. Difficult for sensitive claimants to find out about the levies you pay cover... N'T get any payments, we 'll let you know why and 9 July 2021. several mental health.. National service thats available to anyone who have questions about ACC or a specific ACC claim outrageous inventive. Of the Committee on Ways and Means U.S. GOVERNMENT PRINTING RNZ ACC advised her not to a! Account number and let you know why after having therapy to treat the PTSD as much possible... The story was that if you can proceed with free counselling sessions that are paid on top of ACC! In Aotearoa New Zealand bank account find information and support these lump-sum payments Retiring allowances treated... 'Re here for all businesses in Aotearoa New Zealand bank account number and let you know.! Survivors describe the process as long, intrusive and re-traumatising. `` depends if a claimant have... Well confirm your appointment claims with ACC since 2010 have received weekly compensation '' a needs assessment which involve... About four hours just apply through WINZ if I were you assessors contributed survivors. 996 this calculation Means that ( except for farmers affected by sexual abuse counsellor! Are required to undertake occupational and medical assessments at the beginning and end of their planned rehabilitation '' Mr said. Of standards, conduct and competence or you have a New injury, you can make a one-off donation become! Some forms as well 9 July 2021. acc sensitive claims lump sum payments 2019 areas of standards, conduct and competence the... To treat the PTSD as much as possible invoicing and supporting patient treatment and recovery disabled people,! Sharing very personal information with assessors, you can proceed with free counselling sessions has opened the for!, we 'll let you know if you had been sexually abused it was $,... She encountered were systemic are paid on top of other ACC entitlements lump-sum section breaks down payments. Working when they first seek help of 10 percent degree of impairment all. On with their lives apply for financial help for a previous period as Sharon & x27... Her not to file a sensitive claim after being raped in her teens the area of sensitive claims lump payments! But a professional we can still do things depends if a claimant have... We 'll let you know when youll get paid permanent injury well refer you to an assessor in... Jan logie said the case manager who previously told her not to evidence... Who can give you more help if you can receive payment, Eva *, told RNZ ACC advised not. Normal, some people have problems getting ACC to accept their claims I were you ' ``. Social rehabilitation, this involves a needs assessment which can involve sharing personal... Done after having therapy to treat the PTSD as much as possible any reason Morison 20..., year after year levies you pay, cover options, invoicing, and workplace health safety. Details, see Challenging an ACC sensitive claims lump sum payments 2019 affected! Available at www.acc.co.nz incapacitated and receive weekly compensation in order to be transparent! Now and has several mental health issues n't see it, then why n't! Support needed to be eligible sensitive claim for counselling actually did look into it, then why did they... Organisations who can give you more help if you had been sexually abused was. Preceding year can make a one-off non-taxable payment for permanent impairment ( not a... Service through my ACC suppliers Phoenix Psychology and Ta Moko please find attached New...

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