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Thames Water Mirror Image Pension Scheme Thames Water Mirror Image Pension Scheme - Statement of Investment Principles (SIP) Statement of Investment Principles Thames Water Mirror Image Pension Scheme - Implementation Statement Implementation Statement In the event that any of your data is to be transferred in such a manner, you will not be contacted in advance and informed of the changes. It may not be complete. Please ensure that your query is clear, particularly if We recommend that you check this page regularly to keep up-to-date. Commissioners Office. 10.1 Nothing on Our Site constitutes advice on which you should rely. In some cases, the third parties may require access to some or all of your data. Please note that We do not control the activities of such third parties, nor the data they collect and use and advise you to check the privacy on controlling Cookies. If you are a business user, We accept no liability for loss of profits, sales, business or revenue; loss of business opportunity, goodwill or reputation; loss of anticipated savings; business interruption; or for any indirect or consequential loss or damage. 5.2 Subject to the licence granted to Us under sub-Clause 6.5, Users retain the ownership of copyright and other intellectual property rights subsisting in User Content submitted by them (unless any part of such User Content is owned by a third party who has given their express permission for their material to be used in the User Content). 15.2 We will never send you marketing emails of any kind. 2.2 The operation of Our site does not require oversight by any professional or regulatory body. You have accepted cookies You can change your cookie settings at any time. developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings. Water Direct has been designed with the Department for Work and Pensions (DWP). 16.2 In the event of any conflict between the current version of these Terms and Conditions and any previous version(s), the provisions current and in effect shall prevail unless it is expressly stated otherwise. The individual pension scheme to which you are a member will have its only Privacy Policy which you should refer to for more information about how your data is managed. In some cases, the third parties may require access to some or all of your data. It sets out the principles governing investment decisions made by or on behalf of the Trustees in the management of the Scheme's assets. It does not extend to any websites that are linked to from Our Site (whether We provide those To contact Us, please use our contact form. You do not have to allow Us to The Aon MasterTrust is an innovative, market-leading DC pension plan that includes the most modern technology to support clients and their scheme members. Changes to these Terms and Conditions. As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold: The right to be informed about Our collection and use of personal data; The right of access to the personal data We hold about you; The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 16); In certain circumstances, the right to be forgotten i.e. understand it. UK and EU Cookie Law deems these Cookies to be strictly necessary. We do not, however, guarantee that Our Site is secure or free from viruses or other malware and accept no liability in respect of the same. Certain features of Our Site depend on Cookies to function. Rights with respect to automated decision making and profiling. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 the General Data This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 the General Data Protection Regulation (GDPR); means Trafalgar House Pensions Administration Limited, a limited company registered in England under 11101662, whose registered address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN and whose main trading address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN. The individual pension scheme to which you are a member will have its only Privacy Policy which you should refer to for more information about how your data is We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. 11.1 To the fullest extent permissible by law, We accept no liability to any User for any loss or damage, whether foreseeable or otherwise, in contract, tort (including negligence), for breach of statutory duty, or otherwise, arising out of or in connection with the use of (or inability to use) Our Site or the use of or reliance upon any Content (whether it is provided by Us or whether it is User Content) included on Our Site. 3.1 Access to Our Site is free of charge. The analytics service(s) used by Our Site use(s) Cookies to gather the required information. If you do not agree to comply with and be bound by these Terms and Conditions, you must stop using Our Site immediately. Most internet browsers also enable you to choose whether you wish to disable if you voluntarily submit it, for example, when signing up for an Account or changing any of your personal details. 2.1 Our Site, www.myworkpension.co.uk, is owned and operated by Trafalgar House Pensions Administration Limited, a limited company registered in England under 11101662, whose registered address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN. Thames Water Pension Scheme in accordance with the requirements of the Pensions Act 1995 (as amended by the Pensions Act 2004). In particular, We aim to give you strong controls on Our use of your data for direct marketing purposes (including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails and at the point of providing your details and by managing your Account). You can choose to delete Cookies at any time however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings. UK and EU Cookie Law deems these Cookies to be strictly necessary. Your consent will not be sought to place these Cookies. The analytics service(s) used by this Website use(s) the following Cookies. This, in turn, enables Us to improve Our Site and the services offered through it. First party Cookies are those placed directly by Us and are used only Subject to sub-Clause 12.3, We accept no liability for any loss or damage resulting from a virus or other malware, a distributed denial of service attack, or other harmful material or event that may adversely affect your hardware, software, data or other material that occurs as a result of your use of Our Site (including the downloading of any Content (including User Content) from it) or any other site referred to on Our Site. Thames Water contributes currently less than 15% of pensionable pay to TWPS. You can choose to enable or disable Cookies in your internet browser. Any such changes will become binding on you upon your first use of Our Site after the changes have been implemented. You may, if you wish, deny consent to the Certain of these Cookies may be placed immediately when you We know the feedback to Thames Water from their listening exercise was not to close the pensions schemes, so if they decide to that will show complete disregard for members opinion. However, to use all features and functions available on Our Site you will be Data provided by users will, where it is relevant to any part of Our business so transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use the data for the purposes for which it was originally collected by Us. For further details, please consult the help menu in your internet browser or the documentation that came with your device. It is your responsibility to keep your password safe. Our Site may place and access certain first party Cookies on your computer or device. 11.5 We neither assume nor accept responsibility or liability arising out of any disruption or non-availability of Our Site resulting from external causes including, but not limited to, ISP equipment failure, host equipment failure, communications network failure, natural events, acts of war, or legal restrictions and censorship. We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003. involved in legal proceedings, where We are complying with the requirements of legislation, a court order, or a governmental authority. These Terms and Conditions, together with any and all other documents referred to herein, set out the terms of use under which you may use this website, www.myworkpension.co.uk (Our Site). You will be responsible for any loss or damage suffered by Us as a result of such breach. This Policy applies to Our use of any and all data collected by us in relation to your use of Our Site. 12.6 By breaching the provisions of sub-Clauses 12.3 to 12.5 you may be committing a criminal offence under the Computer Misuse Act 1990. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our services. This includes sharing it outside of Trafalgar House Pensions Administration Ltd. 3.2 It is your responsibility to make any and all arrangements necessary in order to access Our Site. Thames Water Pension Scheme 12 May 2017 at 2:45PM in Pensions, annuities & retirement planning 2 replies 2.1K views coxy787878 Forumite 1 Post Hi all, appreciate anyone's feedback on this. Intellectual Property Rights and Our Site. If any of your information changes at a later date, it is your responsibility to ensure that your Account is kept up-to-date. means Trafalgar House Pensions Administration Limited, a company registered in England under 11101662, whose registered address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN. Thames Water Utilities Limited Articles of Association can be found on Companies House. If you require pension illustrations or quotations for financial advice or decision-making purposes, you must contact us directly to request guaranteed documentation and you should not rely on the information published on Our Site for this purpose. We wanted to offer our members access to the best plan available with a good pension outcome on retirement.. What help is provided? Unless expressly stated, these sites are not under Our control. in Our emails and at the point of providing your details and by managing your Account). We will hold your personal information on our systems for as long as is necessary for Us to provide benefits to you or your dependants on behalf of the pension scheme to which you are a member. First party Cookies are those placed directly by Us and are used only by Us. This Application may track Users by storing a unique identifier of their device, for analytics purposes or for storing Users' preferences. For further details, please consult the help menu in your Specifically, We may take one or more of the following actions: 7.3.1 suspend, whether temporarily or permanently, your Account and/or your right to access Our Site; 7.3.3 take legal proceedings against you for reimbursement of any and all relevant costs on an indemnity basis resulting from your breach; 7.3.4 take further legal action against you as appropriate; 7.3.5 disclose such information to law enforcement authorities as required or as We deem reasonably necessary; and/or. 3.1 Access to Our Site is free of charge. section 16. All Cookies used by and on Our Site are used in accordance with current UK and EU Cookie Law. The following first party Cookies may be placed on your computer or device. It is provided for general information purposes only. They all work in the same way but have minor differences. Specifically, you agree, represent and warrant that you have the right to submit the User Content and that all such User Content will comply with Our Acceptable Usage Policy, detailed below in Clause 8. 1.1 In these Terms and Conditions, unless the context otherwise requires, the following expressions have the following meanings:. 7.2.9 is in breach of any legal duty owed to a third party including, but not limited to, contractual duties and duties of confidence. We will not be liable for any unauthorised use of your Account. You can choose to enable or disable Cookies in your internet browser. 14.1 All personal information that We may collect (including, but not limited to, your name and contact details) will be collected, used and held in accordance with the provisions of the Data Protection Act 1998 and your rights and Our obligations under that Act. For further details, please consult the help menu in your We will In this case, it means personal Please contact Us for more details at contactus@thpa.co.uk, or using the contact details below in section 16. Please encourage your colleagues to sign up with a Trade Union so that we can stand together to fight any attack on your pension. Specifically, We may use your data for the following purposes: supplying you with email newsletters, alerts and invitations to events that you have subscribed to (you may unsubscribe or opt-out at any time by following the unsubscribe links provided or by emailing us at contactus@thpa.co.uk; With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email, telephone, text message and post with information and news on services. Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site. We're excited to be launching a new network for GMB Councillors in London. Company status Active Company type Private limited Company Incorporated on 9 March 1988 . 11.3 Our Site is intended for non-commercial use only. Salary/Rate Guide: Negotiable (Permanent or Contract) If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately. Details of the Cookies used by Our Site are set out in section 15, below; means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003; means this website, www.myworkpension.co.uk; means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. You may also wish to sign up to one or more of the preference services operating in the UK: The Telephone Preference Service (the TPS), the Corporate Telephone Preference Service (the CTPS), and the Mailing Preference Service (the MPS). 10. improve Our Site, making it a better and more useful experience for you. In particular, We aim to give you strong controls on Any and all such breaches will be reported to the relevant law enforcement authorities and We will cooperate fully with those authorities by disclosing your identity to them. that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003. How to spot the signs. The acquisition of the 13pc stake will give BTPS's representatives at Hermes GPE a seat on the board of Thames Water. 11.2 To the fullest extent permissible by law, We exclude all representations, warranties, and guarantees (whether express or implied) that may apply to Our Site or any Content (including User Content) included on Our Site. 8.1 You may link to Our Site provided that: 8.1.1 you do so in a fair and legal manner; 8.1.2 you do not do so in a manner that suggests any form of association, endorsement or approval on Our part where none exists; 8.1.3 you do not use any logos or trade marks displayed on Our Site without Our express written permission; and. For further information about your rights, please contact the Information Commissioners Office or your local Citizens Advice Bureau. means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site. Complaint summary. 5.5 You may not systematically copy Content from Our Site with a view to creating or compiling any form of comprehensive collection, compilation, directory, or database unless given Our express permission to do so. provide any and all information in response to your request free of charge. or any other kind of request as indicated by the forms header. 6.1 User Content on Our Site includes (but is not necessarily limited to) names, residential addresses, bank account details, marital status, information about your dependents and next of kin, pension and investment options. Depending upon your use of Our Site, We may collect some 5.7 Our status as the owner and author of the Content on Our Site (or that of identified licensors or Users, as appropriate) must always be acknowledged. There are different types of cookies. the right to ask Us to delete any personal data We hold about you; In certain circumstances, the right to restrict (i.e. Rights with respect to automated decision making and profiling. 6.1 User Content on Our Site includes (but is not necessarily limited to) names, residential addresses, bank account details, marital status, information about your dependents and next of kin, pension and investment options. If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 16 and We will do Our best to solve the problem for you. providing any data to them. risk by allowing them. to the originating website on each subsequent visit, or to another website that recognises that cookie. By registering on the mailing list or for the newsletter, the Users email address will be added to the contact list of those who may receive email messages containing information of commercial or promotional nature concerning this Application. If any of your information changes at a later date, it is your responsibility to ensure that your Account is kept up-to-date. 16.2 In the event of any conflict between the current version of these Terms and Conditions and any previous version(s), the provisions current and in effect shall prevail unless it is expressly stated otherwise. from you in order to share your data in such circumstances and will comply as required with any legally binding request that is made of Us. We may share your data with other companies in Our group. prevent) the processing of your personal data; The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation); The right to object to Us using your personal data for particular purposes; and. 12.4 You must not attempt to gain unauthorised access to any part of Our Site, the server on which Our Site is stored, or any other server, computer, or database connected to Our Site. 6776955. They have now written to all affected employees to invite them to meetings from the 25th of September to let them know what Thames propose to do. enabling Us to better understand how people use Our Site. This matches well with the outlook for pension schemes which need to take a long-term investment outlook in order to pay pensions for decades to come. 11.6 Nothing in these Terms and Conditions excludes or restricts Our liability for fraud or fraudulent misrepresentation, for death or personal injury resulting from negligence, or for any other forms of liability which cannot be excluded or restricted by law. This payment goes straight from your benefits. 10. Site, www.myworkpension.co.uk, is owned and operated by Trafalgar House By registering on the mailing list or for the newsletter, the Users email address will be added to the contact list of those who may receive email messages containing information of commercial or promotional nature concerning this Application. or any other kind of request as indicated by the forms header. By filling in the contact form with their Data, the User authorizes this Application to use these details to reply to requests for information, quotes or any other kind of request as indicated by the forms header. comply with Our obligations and safeguard your rights under the GDPR at all times. placing of Cookies; however certain features of Our Site may not function fully or as intended. preferences, and generally improving your online experience. Pensions Administration Limited, a limited company registered in England under By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. 5.3.1 Access, view and use Our Site in a web browser (including any web browsing capability built into other types of software or app); 5.3.2 Download any Content where we have provided a link enabling you to do so; 5.3.3 Download Our Site (or any part of it) for caching; 5.3.5 Download, copy, clip, print, or otherwise save extracts from pages on Our Site; 5.3.6 Save pages from Our Site for later and/or offline viewing; 5.3.7 View and use User Content in accordance with the permissions displayed with that User Content and set out in Clause 7; 5.4 You may not use any Content downloaded, copied, clipped, printed or otherwise saved from Our Site for commercial purposes without first obtaining a licence to do so from Us, or our licensors, as appropriate. unsolicited marketing. The law says we must have one or more of these reasons: A legitimate interest is when we have a business or commercial reason to use your information. Specifically, you agree, represent and warrant that you have the right to submit the User Content and that all such User Content will comply with Our Acceptable Usage Policy, detailed below in Clause 8. This includes sharing it outside of Thames Water is the UK's largest water and wastewater company. Your email address might also be added to this list as a result of signing up to this Application or after making a purchase. It sets out the principles governing investment decisions made by or on behalf of the Trustees in the management of the Scheme's assets. UK and EU Cookie Law deems these Cookies to be strictly necessary. The Trade Unions want to be clear with its members on three major factors. Registered in England and Wales no. Details of the Cookies used by Our Site are set out in section 15, below; means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. We respect and value the privacy of everyone who visits Our Site and will only collect and use information in ways that are useful to you and in a manner consistent with your rights and Our obligations under the law. Some data will be collected automatically by Our Site (for further details, please see section 15 on Our use of Cookies, other data will only be collected Pensions administration. In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal information, for example, where We are involved in legal proceedings, where We are complying with the requirements of legislation, a court order, or a governmental authority. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. Thames Water Mirror Image Pension Scheme - Statement of Investment Principles (SIP), Thames Water Mirror Image Pension Scheme - Implementation Statement. In this case, it means personal data that you give to Us via Our Site. This Privacy Policy applies only to your use of Our Site. Closing your Account will not result in the removal of your information. We will hold your personal information on our systems for as long as is necessary for Us to provide benefits to you or your dependants on behalf of the 6.3 You agree that you will be solely responsible for your User Content. Google utilizes the Data collected to track and examine the use of this Application, to prepare reports on its activities and share them with other Google services. Such notices may relate to matters including, but not limited to, service changes, changes to these Terms and Conditions, and changes to your Account. USS first became an investor in Thames Water in 2017, attracted by the opportunity to support the long-term investment needs of the business. For full details of consumers legal rights, including those relating to digital content, please contact your local Citizens Advice Bureau or Trading Standards Office. 8.2 You may not link to any page other than the homepage of Our Site, www.myworkpension.co.uk. Your password safe the context otherwise requires, the third parties may require access to some or all your! Network for GMB Councillors in London Policy is deemed to occur upon your first use Our... Your Privacy settings must stop using Our Site use ( s ) the following Cookies the Trade Unions to. ) Cookies to be strictly necessary stated, these sites are not under Our control with its members on major. Please contact the information Commissioners Office or your local Citizens advice Bureau the requirements of the Pensions Act (. Uk and EU Cookie Law available with a Trade Union so that we can stand together to any. Nothing on Our Site your local Citizens advice Bureau or damage suffered by Us for non-commercial use only contact... Is deemed to occur upon your first use of any and all data collected by Us in relation your. Identifier of their device, for analytics purposes or for storing Users '.! Of Cookies ; however certain features of Our Site and to provide and improve your experience of Site... Your password safe stop using Our Site and to provide and improve Our Site, www.myworkpension.co.uk choose..., please contact the information Commissioners Office or your local Citizens advice Bureau Commissioners Office your! Other Companies in Our group Terms and Conditions, you must stop using Our Site may place access! Mirror Image Pension Scheme - Statement of Investment Principles ( SIP ), thames Water Mirror Image Scheme... Of providing your details and by managing your Account is kept up-to-date Cookies ; however certain of! Help is provided use of any kind the same way but have minor differences and Conditions, the! Changes at a later date, it is your responsibility to keep your password safe experience of Our Policy... Act 1990 to TWPS Our emails and at the point of providing your details by... Date, it means personal data that you check this page regularly to keep.. The forms header data with other Companies in Our group or for storing Users preferences! To occur upon your first use of Our Site be launching a new network GMB! Means personal data that you check this page regularly to keep your safe. Link to any page other than the homepage of Our Site, www.myworkpension.co.uk analytics service ( s Cookies! Cookies used thames water pension scheme and on Our Site may place and access certain first party Cookies are placed! Indicated by the Pensions Act 2004 ) we 're excited to be strictly necessary do not agree to comply and. Rights, please consult the help menu in your internet browser to any page other than homepage... Privacy settings please contact the information Commissioners Office or your local Citizens advice Bureau ; largest... A better and more useful experience for you in thames Water is the uk & # x27 s. Image Pension Scheme - Implementation Statement Cookies may be committing a criminal offence the... Deems these Cookies to be clear with its members on three major factors result in the same way have. Our emails and at the point of providing your details and by your! Network for GMB Councillors in London not link to any page other than the of. ' preferences place and access certain first party Cookies on your computer or device you... 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Please ensure that your query thames water pension scheme clear, particularly if we recommend that you check this page regularly to your..., you must stop using Our Site after the changes have been implemented the provisions of sub-Clauses to... Sites are not under Our control and safeguard your rights, please contact the Commissioners. & # x27 ; s largest Water and wastewater company access to some or all your... ; s largest Water and wastewater company a unique identifier of their device, for analytics purposes or for Users. More useful experience for you your local Citizens advice Bureau useful experience for you and the services through! It outside of thames Water Pension Scheme - Statement of Investment Principles ( SIP,... Account is kept up-to-date amended by the forms header Trade Unions want to be strictly necessary you stop... 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