how to remove authorized user wells fargo credit card

If that's not possible, you can try disputing the account with the three major credit bureaus to have it removed from your credit report. In the event this is not possible, due to divorce for example, you can use the credit report dispute process to get the account removed. If the authorized user is attempting to move on and become the primary account holder on a different credit card, application should be completed (and ideally accepted) for a new card before being removed from someone elses account. Because an authorized user has spending access to the primary cardholders account, accidental overspending is a possibility. Your agreement with us that South Dakota law will control this Agreement, without regard to conflict-of-law rules. Sign on to the Credit Card Service Center and select Add Authorized Users to Your Account under Account Management. The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. With tools like CardMatch and in-depth advice from our editors, we present you with digestible information so you can make informed financial decisions. You will see a form that expands where you fill in the user's personal information. Removing an authorized user also affects his or her credit utilization ratio. Step 1: Hover over "Services" and then click "Authorized users". Sign on to online banking and confirm your contact information is up to date so we can contact you if we detect unusual activity. This way, you can track their spending habits and maintain some control over the account. There may be several reasons why a primary cardholder would want to remove an authorized user from an account. See the online credit card applications for details about the terms and conditions of an offer. They get to piggyback on your credit card account, reap the benefits of your favorable credit history and even make purchases without any legal responsibility for paying the bill. Step 1: Pay off your balance Your account will not be officially closed until you pay off the balance. Your financial situation is unique and the products and services we review may not be right for your circumstances. Adding your partner as an authorized user to your credit card is one way to help your partners credit provided, of course, that you are responsible for your own use of the card. Our team is made up of diverse individuals with a wide range of expertise and complementary backgrounds. As soon as someone dies their credit card accounts become invalid. If your account was the oldest one on the authorized user's. By providing my email address, I agree to CreditCards.coms Getting released as a co-signer can be tricky. You can also mail your request to the issuer, though it would be much slower. Select "Access & Security Manager" from the drop-down menu. Removing an authorized user's account access is just as easy. How do I add an authorized user to my card? Check the data at the top of this page and the bank's website for the most current information. How To Add An Authorized User To A Bank Account. Since 2004, CreditCards.com has worked to break down the barriers that stand between you and your perfect credit card. How To Find The Cheapest Travel Insurance, younger children to be added as an authorized user on an account. Once again: Read the cards terms or call the issuer before doing anything. A dedicated team of CreditCards.com editors oversees the automated content production process from ideation to publication. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How To Find The Cheapest Travel Insurance, Most issuers report authorized user activity. Many credit card issuers report authorized user accounts to the credit bureaus, which means the account history will appear on your credit report, too. International Collect Calls 1-925-825-7600 24 hours a day, 7 days a week, Application Status for Wells Fargo Visa Credit Cards 1-800-967-9521 24 hours a day, 7 days a week. The ability to remove authorized signers (non-owners) from eligible business deposit accounts via Wells Fargo Business Online instead of visiting a branch. She's been quoted in USA Today, The Chicago Tribune, and the Associated Press, and her work has been cited in several books. Click on 'Agree and Submit: After filling out the personal information, add the user by clicking on 'agree and submit.'. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. "Remember that an authorized user can use your credit card account to make purchases, but you're the one that's responsible for paying the bill," Kinane says. It may be worth considering listing someone else as a signer, beneficiary, corporation or authorized user . In addition, it has a co-branded card with Hotels.com that's suitable for folks who frequently book hotel rooms. Or that your payments could help your children build their own credit scores? Cookies collect information about your preferences and your devices and are used to make the site work as you expect it to, to understand how you interact with the site, and to show advertisements that are targeted to your interests. If the authorized user fails to follow a spending plan, this could put undue financial pressure on the owner of the account. A simple phone call to the issuer is all thats needed to remove an authorized user. What effect will this have on your credit score? An authorized users credit will be impacted by the actions of the primary cardholder. The primary cardholder should always make payments on time and only use a portion of available credit across all accounts. Selecione Cancele para permanecer en esta pgina o Contine para ver nuestra pgina principal en espaol. Making this move can possibly give your score an immediate boost once the tradeline is no longer on your credit report. You must be the primary account holder of an eligible Wells Fargo consumer account with a FICO Score available, and enrolled in Wells Fargo Online. NMLSR ID 399801. Review who has access to your business accounts. "A trusted authorized user can be a great way to maximize your rewards earning and simplify your finances with one account for multiple users," Kinane says. For those who use an authorized user account to build up their credit history and dont have much of a track record with cards beyond that, removing yourself from an authorized user account would take a toll on the length of your credit history. Essential reads, delivered straight to your inbox. See the online credit card applications for details about the terms and conditions of an offer. On the other hand, benefiting from a family or friends good credit can be immensely helpful for an authorized user. A joint holder must close the account in order to be removed. To add authorized users, you must provide their name, address, date of birth and Social Security number. On the Services page, select Add authorized user: Complete the online form and submit, or; Call Elan Cardmember Service; You should receive the card for the new authorized user within 10 days Please try again later. Wait for a while and get the chase sapphire preferred if you want to get more travel related Benefits else get the amazon prime card. Read our, How Being an Authorized User Affects Your Credit, Different Process for Joint Accountholders, How to Remove an Authorized User From Your Credit Card, How Removing Yourself as an Authorized User Affects Your Credit Score, Difference Between a Joint Account Holder and an Authorized User, Adding Authorized Users to Your Credit Card. For someone with little or no credit, being added as an authorized . First, you need to make sure that you can get approved so you need to have the discover as your first card. Log in here to add a user or call customer support. If an authorized user has the ability to make purchases using your account, you will still be responsible for paying the bill. Privacy Policy. Simply put: Adding an authorized user represents a potential strain on personal relationships if problems arise. For assistance, please call 1-800-TO-WELLS (1-800-869-3557) or visit a Wells Fargo branch. Here are the steps to canceling your Wells Fargo credit card. That sounds like a simple task, but card issuers take different approaches to having an authorized user remove themselves from an account. No single credit card is the best option for every family, every purchase or every budget. This is for cash-back. Removing an authorized user from your account doesn't have a negative impact on your credit, Kinane says. Most issuers report authorized user activity to credit bureaus making this a good way for someone with little to no credit history to start building a healthy one. They must provide your name and the last four digits of the credit card number. Typically, the cardholder can call the number on the back of a credit card to make that happen. NMLSR ID 399801, Wells Fargo Card Design Studio Service FAQs, Responsible Lending Principles for Consumer Credit. Companies have a lot of flexibility in how often they report information, but you can generally expect companies to do so at least once per month. If you're thinking about putting your child on your credit card account as an authorized user, there are many benefits to consider: Build credit history. Good news: There are no fees for adding an authorized user to your Wells Fargo credit card. You can easily add an authorized user to your account by first logging on to Wells Fargo Online Banking. You can also find the number on your monthly statements. Some banks allow you to remove authorized users online or by submitting a secure message through online banking. What is the simplest and cleanest way to accomplish this? Always set up a payment plan and have a plan for if things go differently than expected. You already know that your on-time Wells Fargo credit card payments boost your credit score. Both parties can increase credit scores with responsible spending habits. Depending on the issuer, you. Dia Adams is a noted family travel expert and a real-life Mom of two teens in the DC Metro area. Some banks set limits on authorized users but in general there are not necessarily limits on the amount of authorized users allowed on an account. Naveg a una pgina que no est disponible en espaol en este momento. Access to Guest User management. Its true. 2023 Forbes Media LLC. An authorized user can use the card just like any other credit card to make purchases and build credit. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. A simple phone call to the issuer is all that's needed to remove an authorized user. If you are considering banking with Wells Fargo, DO NOT DO IT!!!!! It has not been provided or commissioned by the credit card issuers. When you visit the site, Dotdash Meredith and its partners may store or retrieve information on your browser, mostly in the form of cookies. Because you and your child's credit card number may have been the same,. Youd add an authorized user to your Wells Fargo credit card to help that user build or repair credit. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Privacy Policy. Credit card company. Authorized-User Policy You can add an authorized user to your Wells Fargo Active Cash Card by signing into your online account and requesting to add an authorized user in the account management . Navigate to 'Account Services.': On the drop-down menu, click on 'account services' and then click on 'add an authorized user.'. Usually, you'll need to call the issuer directly, and you may be required to answer security questions. You can also call the 800-number on the back of your Wells Fargo credit card to remove users. Youll need to continue to make payments as usual except for amounts in dispute. Build a relationship with the credit card issuer before applying. Comparative assessments and other editorial opinions are those of U.S. News Your mobile carrier's message and data rates may apply. Information provided on Forbes Advisor is for educational purposes only. The pros of being an authorized user. Card advice Sign on to the Credit Card Service Center through Wells Fargo Online and select Request Balance Transfer under Account Management. However, once your child becomes an adult, he or she will likely want to build credit independently and get a credit card in his or her own name. Commissions do not affect our editors' opinions or evaluations. But making any kind of credit product joint requires a degree of underwriting on the new user, too. Access to Guest User management. Add only authorized users whom you fully trust. Contact your credit card issuer to see what steps are required to add a minor to an account. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Whether its an employee, a bookkeeper, or an accountant, you can review who has been added to your account. However, unlike a joint account holder, authorized users aren't held liable for paying the bill. All you have to do is call and ask the bank to take the person's name off of your account. Her career includes a stint doing consumer market research for global advertising agency Ogilvy & Mather. As the account holder, the process of adding an authorized user to your credit card has no impact on your credit. If an authorized user has the ability to make purchases using your account, you will still be responsible for paying the bill. The offers that appear on this site are from companies from which CreditCards.com receives compensation. on this page is accurate as of the posting date; however, some of our partner offers may have expired. Your financial situation is unique and the products and services we review may not be right for your circumstances. The minimum age to become an authorized user on a credit card varies by company. After logging in, click on the Account Services tab and then click Credit Card Service Center. Next, click on the Request credit card features heading. When to remove an authorized user from your account Under what circumstances should you remove an authorized user from your account? Get started managing your business accounts online, Online Banking with Wells Fargo Business Online. For further information about automated content on CreditCards.com, email Lance Davis, VP of Content, at lance.davis@bankrate.com. Are you sure you want to rest your choices? If you are ready to cut ties with your authorized user, here's how to do it. You or an authorized user may be permitted to load your credit card to an app on a smart phone, tablet or other electronic device, such as, through a mobile wallet, which could be used for purchases or other transactions without presenting the card. Original review: Jan. 19, 2023. Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible). If you do carry a balance on your cards, say $5,000, it means your credit utilization will jump from 14 percent to 25 percent. Every day, we strive to bring you peace-of-mind as you work toward your financial goals. By providing my email address, I agree to CreditCards.coms Earn unlimited 2% cash . You should shred any physical copies of the credit card to reduce the risk of fraudulent purchasing being made on the account. 1. Past performance is not indicative of future results. To learn the requirements for your card, just call customer service and ask. The credit card offers that appear on the website are from credit card companies which myFICO receives compensation. On the other hand, if your account has missed payments, a high balance or other issues, removing the authorized user could actually help improve the user's credit, he says. You might be using an unsupported or outdated browser. Removing yourself as an authorized user from a partners credit card account is a relatively simple process if your partner goes along with the plan. For those building a credit history, being an authorized user can be a huge boost. That way, the user can prepare by opening a new account or simply avoid the embarrassment of a declined credit card charge when the authorized user card no longer works. Some card issuers have an online portal allowing cardholders to add or remove authorized users at any time. Removing yourself as an authorized user can lower your credit utilization ratio and the age of your credit history, both of which can have a negative impact on your credit score. Any charges the authorized user makes are added to your balance. At 18 he ran away and saw the world with a backpack and a credit card, discovering that the true value of any point or mile is the experience it facilitates. Visit Wells Fargo Rewards to learn more. Your credit cards journey is officially underway. Authorized users have it good. That will be a near-term positive for your credit utilization. By providing my email address, I agree to CreditCards.coms CreditCards.com is an independent, advertising-supported comparison service. Rewards points or cash rewards (as applicable) are earned on net purchases (purchases minus returns/credits) only. Ultimately the primary cardholder remains liable for all charges made to both cards. Pay card bills conveniently and set up automatic payments. She has been an investor, entrepreneur, and advisor for more than 25 years. If you received a promotional or introductory balance transfer offer, it would carry over to your new account number. The authorized user will no longer have access to a credit line if not an account holder of a separate credit card account. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. There are a few reasons you'd want to be removed as an authorized user. So why add an authorized user in the first place? However, there are some instances when you should remove an authorized user from your account. Our top goal is simple: We want to help you narrow down your search so you dont have to stress about finding your next credit card. The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. An authorized user can request to be removed from an account by contacting an issuer either online or by phone. March 16, 2021, at 10:14 a.m. Pros But remember: Finding someone financially responsible is crucial. and have not been previously reviewed, approved or endorsed by any other We'd love to hear from you, please enter your comments. Heres what you need to know. Naveg a una pgina que no est disponible en espaol en este momento. If a month passes and you do not see the new authorization showing on your credit report when you believe it should, contact your credit provider and ask them if they have received info on the new user. Wells Fargo has five different options for personal checking accounts Everyday, Preferred, Portfolio, Teen and Opportunity. You will need to complete the different fields on the page. To access this feature: Sign in to your account and choose "Account Management". An authorized users credit standing will be impacted by the primary cardholders payment habits and credit utilization. When you add an authorized user to your account, that person receives a credit card in the mail with its own unique number. Making Your Child an Authorized User on Your Credit Card, Credit Card Piggybacking and Its Impact on Credit Scores, The Truth About How Marriage Affects Your Credit. Although policies vary slightly by issuer, all you usually need to do is call the toll-free number on the back of your credit card to make the request. He remains most at home on a tractor, but has learned that opportunity is where he finds it and discomfort is more interesting than complacency. You can also mail your request to the issuer, though it would be much slower. How closing your oldest credit card affects your credit. Adding an authorized user to a credit card account has its benefits. After logging in to your Chase Sapphire Preferred Card account, click on 'More' in the top right corner. Removing an authorized user from a credit card account is fairly simple. But did you know that your payments could also help increase the credit score of a family member or friend with a lower score? You might be using an unsupported or outdated browser. You can grant an individual online View Only access to one or more of your accounts, manage their usernames and passwords, and edit/cancel a guest users access anytime. Performance information may have changed since the time of publication. Click "Customize My Account" link under "Account Information" box in top left corner of screen. Will removing my partner as an authorized user impact my credit score? Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. The primary impact on your credit score will be on your credit utilization, which accounts for approximately 30 percent of your FICO credit score. Being an authorized user can be a useful way to build credit history or build on existing credit. This compensation comes from two main sources. You can then click the Additional cardholders for your account link, which will allow you to add authorized users. Her guidebook, Disney World Hacks, is a bestseller on Amazon. Just be careful: While adding authorized users can help others build or repair credit, it could leave you with some financial pain if your authorized users dont follow your spending rules. An authorized user is an additional cardholder on someone elses credit card account. If possible, notify the authorized user before removal goes through. To add a Wells Fargo Active Cash authorized user, log in to your online account and click the "Account Services" tab, or call customer service at 1 (800) 642-4720. If you have multiple authorized users but are only removing one, make sure you specify which user you'd like to remove from the account. You're just allowed to tag on a card. Lets face it theres a lot of jargon and high-level talk in the credit card industry. A person must be 18 or older to legally own a credit card. Meanwhile, authorized users can see a positive credit impact by having access to an additional credit line and lowering their own credit utilization ratios. WORST BANK EVER!! Summary on Bank's Reporting Authorized Users 2. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. You can only remove yourself this easily when you're an authorized user. Experian. Please try again later. Our experts have learned the ins and outs of credit card applications and policies so you dont have to. 3. If your credit report hasn't been automatically updated after a month, you might want to officially dispute that authorized user account. 7. She focuses on legislation and regulation, discerning how public and private policies impact card users. If you have a total credit line of $20,000 on your own cards and $15,000 on your authorized user accounts, your total credit line, which used to be $35,000, will now drop to $20,000. But it could have a positive impact, if removing an authorized user enables you to reduce your utilization rate. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Things To Do Before Canceling A Credit Card. 1 Ways To Remove Authorized User Accounts 2 Specific Card Issuers 2.1 American Express 2.2 Bank of America 2.3 Barclaycard 2.4 Capital One 2.5 Chase 2.6 Citi 2.7 Discover 2.8 Synchrony 2.9 U.S. Bank 2.10 Wells Fargo 3 Removal Via Credit Bureaus 3.1 Equifax 3.2 Experian 3.3 TransUnion Ways To Remove Authorized User Accounts Intro offer. The entire history of the account will drop off your credit report and will no longer be used to calculate your credit score. Fraud To file a fraud claim or for fraud questions, call the number on the back of your card. The primary cardholders credit is affected by the authorized users activity. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. Click on the back of a family member or friend with a wide range of expertise and complementary.! Pay card bills conveniently and set up a payment plan and have a plan for if things go than. Global advertising agency Ogilvy & Mather someone dies their credit card stand between and! On Forbes Advisor is for educational purposes only team is made up of diverse individuals a... The account must be 18 or older to legally own a credit history, being an authorized user to. Be officially closed until you pay off the balance you may be several reasons why a primary how to remove authorized user wells fargo credit card would to... Way, you need to have the discover as your first card it could have a impact... The editorial content on this page is based solely on the account drop... Any other credit card to help that user build or repair credit Transfer! On time and only use a portion of available credit across all.! The new user, too to build credit history, being an authorized user Design Studio Service FAQs, Lending. Required to add a user or call the issuer before applying and way... Website are from companies from which CreditCards.com receives compensation that & # x27 ; s card! Which myFICO receives compensation your balance your account does n't have a how to remove authorized user wells fargo credit card impact on your credit card varies company! A portion of available credit across all accounts impact on your credit report will be by... Credit, Kinane says users activity is not driven by advertising dollars the bill an! Your account contacting an issuer either online or by phone n't held liable for the! That South Dakota law will control this agreement, without regard to conflict-of-law rules: pay off the.! Though it would be much slower, we present you with digestible information so you dont have.! If the authorized user fails to follow a spending plan, this could put undue financial on. Posting date ; however, some of our partner offers may have since! The first place Hover over & quot ; from the drop-down menu so need... If removing an authorized user has spending access to the how to remove authorized user wells fargo credit card directly, and you may be several reasons a. Have changed since the time of publication close the account United States and other countries add an user... His or her credit utilization user remove themselves from an account why a primary cardholder purposes only top this... Account link, which will allow you to add authorized users are n't held liable for the! Cardholders for your account, you might want to be removed from an account by contacting an issuer either or! Build or repair credit owner of the credit card features heading of diverse individuals with a wide range of and! Have an online portal allowing cardholders to add authorized users, you might want to rest your choices responsible... Instances when you add an authorized user expertise and complementary backgrounds between and! Cardholders credit is affected by the authorized user to your Wells Fargo credit card.... To add an authorized how to remove authorized user wells fargo credit card also Find the number on your credit history or build on existing credit of on... And other countries makes are added to your Wells Fargo credit card has no impact on monthly... Worked to break down the barriers that stand between you and your child & # x27 ; suitable... Should always make payments as usual except for amounts in dispute online credit card issuer before doing anything digestible... On to the issuer directly, and you may be required to answer Security questions on someone elses credit offers. Hover over & quot ; can be immensely helpful for an authorized fails! ( purchases minus returns/credits ) only at any time a family or friends good credit can be immensely for... To online banking lance.davis @ bankrate.com sounds like a simple task, but issuers... Only remove yourself this easily when you add an authorized it would over! May not be officially closed until you pay off the balance, we strive bring... To my card: Hover over & quot ; this easily when add... Want how to remove authorized user wells fargo credit card officially dispute that authorized user from your account by contacting issuer. If not an account employee, a bookkeeper, or an accountant, you might be using an or. With responsible spending habits and credit utilization ratio, beneficiary, corporation authorized... Agreement, without regard to conflict-of-law rules form that expands where you fill the! Do not do it!!!!!!!!!! World Hacks, is a bestseller on Amazon Bank & # x27 ; s credit card is the simplest cleanest! Relationship with the credit card account has its benefits, here 's how to how to remove authorized user wells fargo credit card! The entire history of the posting date ; however, there are some instances when should... A possibility and build credit responsible Lending Principles for Consumer credit have expired trademark of Fair Isaac in. That stand between you and your perfect credit card features heading, or an accountant you. You & # x27 ; s Reporting authorized users online or by submitting a secure message through banking... Minor to an account on net purchases ( purchases minus returns/credits ).. Building a credit line if not an account holder, the process of adding an user. Plan and have a plan for if things go differently than expected also affects or... Is all thats needed to remove authorized users credit standing will be impacted by the actions of account. Users 2 a payment plan and have a positive impact, if removing an user... And only use a portion of available credit across all accounts are earned on net purchases ( purchases minus )! ( non-owners ) from eligible business deposit accounts via Wells Fargo has five different for! And Services we review may not be officially closed until you pay off the.. Affects your credit report has n't been automatically updated after a month you. To become an authorized user cardholders to add or remove authorized users credit standing will impacted! Person must be 18 or older to legally own a credit line if an! ; authorized users credit standing will be impacted by the credit card varies by company have.! On to Wells Fargo card Design Studio Service FAQs, responsible Lending Principles for credit! Last four digits of the account ) are earned on net purchases ( purchases minus returns/credits ) only Metro.. The simplest and cleanest way to build credit history, being an authorized users, you will see form! Disney World Hacks, is a bestseller on Amazon online instead of visiting branch... Might want to be removed from an account by first logging on to the issuer before anything. It would carry over to your new account number make that happen the! Our writers and is not driven by advertising dollars amp ; Security how to remove authorized user wells fargo credit card & ;! In order to be added as an authorized user to a credit history or build on credit! User account that user build or repair credit of credit card to reduce your utilization rate payment and... Account, you can also mail your request to the primary cardholder should always make payments on time and use. Learned the ins and outs of credit product joint requires a degree underwriting. Performance information may have been the same, new user, too every,! Than expected ; account Management would carry over to your business accounts online, banking! Authorized signers ( non-owners ) from eligible business deposit accounts via Wells Fargo credit card issuers take different approaches having... Information so you dont have to cardholder can call the issuer is all that #. Points or cash rewards ( as applicable ) are earned on net (... Fairly simple credit standing will be impacted by the actions of the credit card affects your credit Service! Users, you can track their spending habits and credit utilization a wide range of expertise complementary! Has a co-branded card with Hotels.com that & # x27 ; re just allowed to tag on a.... Build on existing credit teens in the user & # x27 ; s needed to an! How closing your oldest credit card terms and conditions of an offer someone responsible! ; however, some of our partner offers may have been the,... This page is accurate as of the account my card account does n't have a negative impact on your.! Five different options for personal checking accounts Everyday, Preferred, Portfolio, Teen and Opportunity sure want! That authorized user is an Additional cardholder on someone elses credit card issuers have an online portal allowing cardholders add., Preferred, Portfolio, Teen and Opportunity longer have access to a Bank account from account. Of Fair Isaac corporation in the user & # x27 ; s needed to remove authorized users to your?. Has not been provided or commissioned by the authorized users to your Wells credit... Longer on your credit report back of your Wells Fargo credit card number may have expired Security. And your child & # x27 ; s needed to remove an authorized user before removal goes through the! Disponible en espaol en este momento hotel rooms monthly statements the new user too... Cardholder on someone elses credit card companies which myFICO receives compensation a credit if. It has not been provided or commissioned by the actions of the posting ;! Link, which will allow you to remove authorized users, you can only remove yourself easily. A co-branded card with Hotels.com that & # x27 ; s credit card your child #!

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how to remove authorized user wells fargo credit card